Particular credit in brief

A loan that adapts to all your desires

Carry out your projects without delay Travel, plan a move, equip the house: with the personal loan, you quickly and easily carry out the projects that are important to you. You borrow according to your needs up to € 25,000 over a period of 1 to 7 years (1).

Keep flexibility in your repayments You benefit from flexible maturities: you can vary your monthly payments upwards or downwards (2) to adapt your repayments to changes in your budget. For maximum flexibility, you can opt for a total or partial deferral of up to 3 months.

Example of financing For a personal loan request of 10,000 € over 36 months, at the fixed lending rate of 3.70%, you reimburse 36 monthly payments of 293.91 € (excluding optional insurance) for a total cost of the credit of 680.76 € , including € 100 administration fees, i.e. a fixed APR of 4.46%.

Particular credit in detail

A loan of up to € 25,000 to carry out your projects

  • Custom loan Borrow up to € 25,000 according to your needs over a period of 1 to 7 years (1)
  • Deferred repayment Deferred the repayment of your first monthly payment by up to 3 months
  • Flexible deadlines Modulate your deadlines either up or down according to your needs (2)
  • Quick simulation Save time by carrying out a simulation and your credit application by telephone A credit commits you and must be repaid. Check your repayment capacity before you commit.

Total amount owed by the borrower: € 10,680.76.

The monthly cost of optional insurance (3) (death, total and irreversible loss of autonomy) is 4.33 € (for a 36-year-old borrower) and is added to the monthly loan payment. Insurance rate applied: 0.52% on the initial capital. Conditions in force on 07/01/2014 (1) (3).

A credit commits you and must be repaid. Check your repayment capacity before you commit.